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Condominium Insurance

If your condo corporation has insurance, you may wonder why you need to purchase your own coverage. Here’s why:

Your condo’s corporation policy only covers items that are part of the building. You need your own home insurance to protect any upgrades you have made to the unit, such as carpets or an upgraded bathroom or kitchen.

You need to insure your personal things like furniture, computers, and other electronics. You need to protect yourself against personal liability for injuries to visitors to your home, or for damage you accidentally cause to your neighbour’s property.

ALL RISK COVERAGE - Storms, theft, accidents – you can’t predict what will happen, but you can prepare for what may come with Cassells condo insurance.

Deductible reimbursement could protect you from:

  • Fire Lightning
  • Theft, Burglary & Robbery
  • Windstorm and Hail
  • Weight of ice or snow
  • Smoke damage
  • Falling objects
  • Explosion
  • Vandalism and mischief
  • Accidental overflow from plumbing
  • Riots & Civil Comotion
  • Additional Living Expense in the case of an insured peril
  • Improvements and Betterments
  • Contingent Property Assessment Coverage
  • Voluntary Medical and Property Damage Payments
  • Sewer Backup
  • Building Deductible coverage (Certain Limits Apply)

Call us for more information or a free quote 604-876-0126

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